What would happen if you were unable to provide for your family due to an accident, unemployment, serious illness or death?

Without the right protection, losing all, or even part, of your household income could result in significant financial difficulties for you and your family.

With the appropriate planning and having financial protection in place you can ensure that your family’s income and lifestyle are safeguarded if the unexpected happens. You’ve worked hard to provide for your family. Now make sure that they are protected should the worst happen.

We help you to achieve the peace of mind that comes from knowing that, if necessary, the right funds will get into the right hands at the right time.We can provide advice on a range of financial protection products, including:

• Life assurance – to protect your mortgage and your family’s standard of living. We can also help to ensure you pay little or no Inheritance Tax on the money received.
• Critical illness cover – if you are diagnosed with a critical condition a lump sum or a regular monthly income can be paid. This can be used to pay off your mortgage as well as maintaining your family’s lifestyle.
• Income protection insurance – a tax-free or subsidised income is payable in case of illness or accident, which would enable you and your family to maintain your desired standard of living.